DLD Financial Illustrative Case Study
This DLD Financial illustrative case study demonstrates how adding a a Disability Management Service that includes Workers Compensation can provide your clients with more value for their money. The DLD team is here to help you design an effective plan that supports employees through recovery and ensures a safe, timely return to work.
Company A vs. B: The Clear Benefits of Modified Work
The following chart shows the impact an effective modified work program can have on the premiums you pay. Company A and B are similar in size and operations, but company A consistently offers modified work to its employees to reduce their time away from work after an injury. As you can see, this has drastically reduced their lost-time claim volume and days away from work and has a significant impact on the premiums they pay.
Modified Work Programs
Modified work helps workers return to work at the earliest, safest opportunity and can help their overall recovery. It also helps keep employer’s premium costs low. Getting back on the job helps injured workers recover faster, regain their independence, and get back to life. Having the right plan in place after a workplace injury—including options for modified work—is good for
employers and workers.
Maxxam Group Benefits MGA can assist with a wide variety of modified work programs – from submitting forms, offering the duties to the worker, assisting in the return of the worker, helping the worker find treatment to aid in the recovery. Saving money by helping your clients with loss time days and duration.
To protect client confidentiality – and because every client we serve is unique – we do not share real-life examples. Instead, this illustrative case study reflects the types of financial situations we regularly manage at DLD Financial Group. Just as we tailor financial strategies for individuals, our dedicated group benefits division, Ascent Group Benefits, builds employee group benefit plans that align with your business goals. Contact us to learn more, or get a second opinion on your existing plan.