Lifestyle creep is when higher income leads to higher spending, reducing savings. It can derail long-term financial goals....
The shift in workplace benefits toward flexibility, mental health support, virtual care, and personalized plans....
Kelly Ho provides tax planning strategies for freelancers in Canada’s gig economy....
Globe and Mail spoke with Kelly Ho on how financial advisers can better support women....
Kelly Ho emphasizes that retirement is a lifelong journey, where the key focus is ensuring you never run out of money....
Some don’t think about estate planning until they are in their 50s or 60s – when permanent insurance to fund the estate becomes too costly....
Thanksgiving can be an opportunity to discuss financial matters with family, but it’s important to find the right entry point....
Some Canadians may pay off debt, set up an emergency fund or contribute to their TFSA or RRSP with their year-end bonuses....
Second-generation Canadians, who embrace both cultures and want their financial plans to reflect this....
Tips for acing your applications to student loans/grants, and using financial aid to pay for school....