True or false: Youâll save more when you earn more
Kelly says lifestyle creep can hinder savings growth and advises planning with annual savings increases to stay on track....
08
Dec
17
Nov
Money Thoughts – Q4 2025
DLD Quarterly Money Thoughts (Q4 2025) covers: Federal Budget 2025, a video on a smart investment strategy, Executive Health Plan, and DLD in the media...
16
Nov
Money-Savvy Pig: How a Simple System Is Teaching My Kids Financial Wisdom
Advocisâ Financial Advice for All and CFP Kelly Ho show how the Money-Savvy Pig teaches kids to save, spend, donate, and invest....
24
Oct
Younger Canadians rethink retirement as working less â not giving up work entirely: Survey
Kelly explains how younger Canadians are rethinking retirement, favoring phased work and careful savings planning....
22
Sep
The pros and cons of using life insurance to fund education costs
Whole life insurance can aid education savings, but Kelly Ho says itâs best as a long-term supplement....
20
Aug
Buy now, pay later services are getting popular
âBuy now, pay laterâ can help with big purchases, but experts like Kelly Ho warn that frequent use for everyday expenses can lead to debt....
07
Aug
Talking about money is hard
Rubina Ahmed-Haq, CBCâs Personal Finance Columnist, says money talks between parents and children are increasingly important....
31
Jul
Money Thoughts – Q3 2025
Explore DLD Financialâs Q3 2025 insights: U.S. â China trade shifts, interest rate outlook, economic trends, and team updates....
08
Jul
How lifestyle creep unsettles savings plans for high earners
Lifestyle creep is when higher income leads to higher spending, reducing savings. It can derail long-term financial goals....
05
Jun
Are streaming companies not reading the room?
Kelly advises evaluating streaming subscriptions by calculating the cost per show watched to determine if theyâre truly worth keeping....