Small monthly changes can add up over the year to help boost savings
Kelly advises tracking spending and planning for lifestyle creep to grow savings and reach long-term goals....
08
Jan
Media
08
Dec
True or false: Youāll save more when you earn more
Kelly says lifestyle creep can hinder savings growth and advises planning with annual savings increases to stay on track....
16
Nov
Money-Savvy Pig: How a Simple System Is Teaching My Kids Financial Wisdom
Advocisā Financial Advice for All and CFP Kelly Ho show how the Money-Savvy Pig teaches kids to save, spend, donate, and invest....
24
Oct
Younger Canadians rethink retirement as working less ā not giving up work entirely: Survey
Kelly explains how younger Canadians are rethinking retirement, favoring phased work and careful savings planning....
22
Sep
The pros and cons of using life insurance to fund education costs
Whole life insurance can aid education savings, but Kelly Ho says itās best as a long-term supplement....
20
Aug
Buy now, pay later services are getting popular
āBuy now, pay laterā can help with big purchases, but experts like Kelly Ho warn that frequent use for everyday expenses can lead to debt....
08
Jul
How lifestyle creep unsettles savings plans for high earners
Lifestyle creep is when higher income leads to higher spending, reducing savings. It can derail long-term financial goals....
31
May
Why summers are not built for working parents
Summer breaks pose challenges for working parents due to expensive, limited childcare that often conflict with work schedules....
27
May
Workplace benefits are changing – make sure your clients arenāt missing out
The shift in workplace benefits toward flexibility, mental health support, virtual care, and personalized plans....
08
May
Volunteering in times of financial hardship can seem impossible. Hereās how to balance giving back with your own finances
Amid a global trade war and rising living costs, volunteers make tough choices....