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  • Financial Planning
    • Financial Planning
    • Cash Flow Planning
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    • Investment Planning
    • Insurance Planning
    • Asset, Tax & Estate Optimization
    • Second Opinion Service
  • Group Benefits
  • About

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  • Contact
Financial Advice for All
16 Nov
Money-Savvy Pig: How a Simple System Is Teaching My Kids Financial Wisdom

Advocis’ Financial Advice for All and CFP Kelly Ho show how the Money-Savvy Pig teaches kids to save, spend, donate, and invest....

Yahoo Finance
24 Oct
Younger Canadians rethink retirement as working less — not giving up work entirely: Survey

Kelly explains how younger Canadians are rethinking retirement, favoring phased work and careful savings planning....

The Globe and Mail
22 Sep
The pros and cons of using life insurance to fund education costs

Whole life insurance can aid education savings, but Kelly Ho says it’s best as a long-term supplement....

Global News
20 Aug
Buy now, pay later services are getting popular

ā€œBuy now, pay laterā€ can help with big purchases, but experts like Kelly Ho warn that frequent use for everyday expenses can lead to debt....

The Globe and Mail
08 Jul
How lifestyle creep unsettles savings plans for high earners

Lifestyle creep is when higher income leads to higher spending, reducing savings. It can derail long-term financial goals....

CTVNews.ca
31 May
Why summers are not built for working parents

Summer breaks pose challenges for working parents due to expensive, limited childcare that often conflict with work schedules....

The Globe and Mail
27 May
Workplace benefits are changing – make sure your clients aren’t missing out

The shift in workplace benefits toward flexibility, mental health support, virtual care, and personalized plans....

Toronto Star Newspapers
08 May
Volunteering in times of financial hardship can seem impossible. Here’s how to balance giving back with your own finances

Amid a global trade war and rising living costs, volunteers make tough choices....

FP Canadaā„¢
23 Apr
How to Get Your Savings on Track at Any Age

According to the 2025 Financial Stress Index, many Canadians regret not saving more - but it’s never too late to start. ...

Yahoo Finance
21 Apr
What the Bank of Canada interest rate decision today could mean for a housing market hit by Trump tariff uncertainty

Kelly explains how tariffs prompted a rate hold and cooled the housing market....

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Vancouver, BC V6C 1S9

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Money Thoughts
  • Money Thoughts – Q4 2025
    Money Thoughts – Q4 2025
    17 November, 2025
  • Financial Advice for All
    Money-Savvy Pig: How a Simple System Is Teaching My Kids Financial Wisdom
    16 November, 2025
  • Yahoo Finance
    Younger Canadians rethink retirement as working less — not giving up work entirely: Survey
    24 October, 2025
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SINCE 1999

 Quadrus Investment Services Ltd.Insurance products, including segregated fund policies, are offered through DLD Financial Group Ltd., and Investment Representatives David Drummond and Kelly Ho offer mutual funds and compensated referrals through Quadrus Investment Services Ltd. Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.


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