
Most people donβt wake up one day and decide to βdo retirement planning.β They start with questions: Am I saving enough? Am I on the right track? Will this actually work when the paycheques stop? At DLD Financial Group Ltd., we see retirement not as a finish line, but as a long transition – one that deserves thoughtful planning, regular attention and steady guidance. This guide reflects how we approach retirement conversations every day: clear, practical, and focused on helping people make confident decisions about their future. Contact us to start planning your retirement with clarity and confidence.
NOTE: This guide is for general educational purposes only and does not provide personalized investment, tax, or legal advice. Individual circumstances should be reviewed with appropriate professionals.
β Common reasons retirement plans get stuck or fall short
β How retirement income really comes together in Canada
β How government benefits, employer plans and savings work together
β Why taxes matter more than most people expect
β The importance of discipline, time, and staying the course
β Why retirement plans need regular review as life changes
Gain clarity and confidence as you think through the decisions that shape your retirement.